Meet the Hoeft Team

With over 30 years of combined mortgage experience, the Hoeft Team has seen the mortgage industry change tremendously. What hasn't changed is the level of customer service that mortgage lender Kim Hoeft and her assistant, Kayla Raak, provide – and how much they love helping you.

Kim and Kayla have done loans for over 70 of my clients over the past several years. If I need anything, at almost any hour, I can call one of them and get answers. I’ve never seen a lender work harder to get the job done. I would and will continue to recommend Kim and Kayla to all of my clients.
Christy, real estate agent

Expertise and Specialties

  • Purchase
  • Refinance
  • Lake homes
  • Investment properties
  • VA financing
  • USDA financing
  • MHFA down payment assistance
  • Dakota County down payment assistance

How the Hoeft Team Works

When you work with Kim and Kayla, you can always expect a quick response and creative solutions. With a wide array of competitive lending options to choose from, they take time to carefully determine which financing programs are most advantageous for their clients.

Honors and Awards

  • Bell Bank Mortgage President's Club
  • Bell Bank Mortgage Platinum Club

Super Mortgage Professionals 2014
Super Mortgage Professionals 2015
Super Mortgage Professionals 2016
super mortgage professional 2017
2018 super mortgage professional